Market Timing

Market timing is the strategy of making decisions regarding financial assets by attempting to predict future market price movements.  The prediction may be based on an examination of recent price and volume data, or an outlook of market or economic conditions resulting from technical or fundamental analysis.

Some investors believe it is impossible to time the market. Others believe in strong market timing through the use of technical indicators and economic data.   At Atlas, we do not attempt to predict the future direction of the market.

Stock Picking

Many financial firms spend an enormous amount of time using a systematic process of analysis to conclude which particular stock will make a good investment and then, recommending that stock to its clients.  Stock picking is a very difficult process as there is never a foolproof way to accurately determine what a stock’s price will do in the future.

At Atlas, we do not recommend individual stocks or mutual funds.  That’s not to say we don’t have individual stock investments.  We create portfolios to mimic multiple market indices and rely on them to produce desirable results with enhanced tax efficiency.